Binance accused of acting as ‘get-away driver’ in new crypto laundering lawsuit

As a seasoned analyst with over two decades of experience in the financial industry, I have witnessed numerous legal battles between tech giants and regulatory bodies. The ongoing class-action lawsuit against Binance and its founder, Changpeng Zhao, is no exception.


In the United States, Binance, along with its CEO, Changpeng Zhao, is under scrutiny due to a class-action lawsuit that alleges they have facilitated illicit financial transactions through cryptocurrencies, in other words, they are being accused of allowing money laundering activities via digital currencies.

The legal action, initiated on August 16 at the U.S. District Court for the Western District of Washington, alleges that Binance permits illegal money transactions by facilitating money laundering operations through cryptocurrencies.

The lawsuit states that Binance.com has become the favored platform, acting like an “escape vehicle,” for many unscrupulous individuals.

The group consisting of Philip Martin, Natalie Tang, and Yatin Khanna assert that Binance’s weak anti-money laundering protocols enabled crooks to wash stolen cryptocurrency and disguise the source of their illegal earnings.

Lawsuit details

The lawsuit alleges that all crypto transactions should be permanently recorded on the public blockchain, making them traceable. In this case, Binance allegedly allowed bad actors to disconnect digital assets from the ledger, making tracking impossible.

With Zhao at the helm, the lawsuit alleges that Binance has been functioning illegally as a money-transfer service without a license within the United States. It is further claimed that they intentionally sidestepped anti-money laundering regulations to spur their expansion in the American market.

Based on the court case claims, it is alleged that stolen cryptocurrency was channeled through Binance, making it challenging to track because of their seemingly ineffective Know Your Customer (KYC) practices. The accusers contend that this infringement upon the Racketeer Influenced and Corrupt Organizations Act (RICO), which focuses on illegal activities as part of an ongoing criminal system, has occurred.

Bill Hughes, an attorney at Consensys, stated on X that the parties involved are being represented by ex-lawyers known for their substantial financial resources (referred to as “deep pockets”). These lawyers possess impressive credentials and have experience in representing multiple classes in noteworthy, high-profile legal cases in the past.

As a consumer who has been burned by big corporations multiple times, I strongly believe that accountability is crucial for maintaining trust in our society. My personal experiences with Facebook’s privacy violations, opioid manufacturers’ deceptive practices, and Wells Fargo’s fraudulent account schemes have left me feeling frustrated and disillusioned. It’s time we take a stand against such unethical behavior by holding these corporations responsible for their actions. We must demand transparency, fairness, and respect for consumer rights in every aspect of our lives.

Binance’s fair share of legal issues

Following Binance’s recent agreement with the U.S. Department of Justice, a legal proceeding ensues due to the firm’s confession of breaking Anti-Money Laundering (AML) rules and their commitment to pay a penalty totaling $4.3 billion.

Come June, Zhao commenced a four-month term of incarceration in a low-security federal penitentiary situated in California, following his admission of guilt for breaching the U.S. regulations against money laundering.

As an analyst, I find myself reflecting on the potential impact of this ongoing lawsuit on Binance and the broader cryptocurrency sector. If this case moves forward, it could serve as a litmus test for the effectiveness of blockchain analysis and the difficulties associated with recovering stolen digital assets. This trial might pave the way for new legal precedents in regulating crypto exchanges, thus reshaping the landscape of our industry.

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2024-08-21 17:58