Unbelievable! Banking Lawyer Demands Stablecoins Get Banked Up 🤑

Brace yourselves, folks! Randy Guynn, a big-shot U.S. banking lawyer, is stirring up a storm by demanding stablecoins get the same treatment as banks. Can you believe it?!

In a dramatic appearance before the U.S. House Financial Services Committee, Guynn passionately argued that stablecoins should offer the same safety as insured bank deposits and central bank money. 😱

Guynn, the mastermind behind the Financial Institutions Group at Davis Polk & Wardwell LLP, insisted that stablecoin issuers must keep liquidity reserves and capital buffers on par with banks. 🏦💰

“With a proper stash of liquid assets, a capital buffer, and no significant other debts, stablecoins should be just as safe as insured bank deposits and central bank money,” Guynn boldly proclaimed. 💪

He reminded everyone that stablecoins are digital private money and deserve the same scrutiny. History buffs, take note: private money has always been a part of our financial systems. 📜

But, hold your horses! Guynn warned that without tight reins, stablecoins could lead us down the same dark path as past banking crises. 🙀

“Throughout history, people have had the freedom to create private money without government meddling,” Guynn penned. “It’s time we learn from the past.” 🎓

This fiery testimony comes as Congress debates the Stablecoin Regulation Act, a bill aiming to lay down the law for issuers. Guynn, once involved in Meta’s Diem stablecoin project, believes regulated stablecoins can revolutionize payments while minimizing risks. 💸🚀

His words have ignited a heated debate: should stablecoins be treated like banks, money market funds, or a brand-new financial beast? 🐉

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2025-03-11 21:26